Best Specialist Lender FRA18
01724 86 55 77
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Welcome to Holme Finance Bridging Solutions (HFBS)

We pride ourselves on being very different, filling a niche in the market to complement your existing providers of short term finance. Genuine USP’s include No limit on bad credit, small loans welcome, no age limits, no first mortgagee consent required and no solicitors in most cases. Completing the more straight forward application without the need for solicitor involvement. Simpler, quicker, cheaper.

What Makes Us Different?

As a privately funded lender, we can make immediate decisions and in most cases complete without the aid of solicitors. We are also happy to consider the ‘quirkier’ deals or those outside our terms. Think of our advances as a secured loan only shorter!

Talk to Us
  • Advances from just £5,000
  • All adverse status considered
  • No valuation required in many cases
  • LTVs up to 70% (Based on open market)
  • No Solicitor involvement in most cases
  • Interest is added to the advance in a ‘roll up’ meaning we do not require evidence of affordability
  • Partial redemption allowed at anytime without penalty
  • Various security considered including land, commercial, semi-commercial, buy to let and partially completed development.
  • First, second and third charges (Even where consent is declined)
  • No default rates at term expiry
  • In house issue of documents and legal completion

Our Products

Our ethos is to keep things simple and our product range reflects this. We will lend for any legal purpose with any viable repayment plan.

Short term business cashflow

Pending payment of an invoice.

Credit repair

Pending a sale or refinance of the property.

Completion of refurbishment

Works pending a sale/refinance.

Purchase at auction

Where a quick completion is required.

Refinance an existing bridging loan

Property/business investments