HFBS fundraiser for Lindsey Lodge Hospice

HFBS has just committed to entering the Lincoln Krazy Races on 22nd June all in aid of raising funds for Lindsey Lodge Hospice

It’s not long for the team to develop and build their very own race ready kart but as you can imagine with absolutely no experience of building karts the one thing they are relying on is an abundance of optimism and an unrivalled record for being quick. 

One way or another Ian and his team will make this happen risking life and limb in order to provide entertainment in support of this very worthy local charity 

Lindsey Lodge has been providing high quality, specialist palliative care and wellbeing services to local people and families living with life limiting illnesses for over 30 years. They do an excellent job but as a charity, they rely almost entirely on the donations and generosity of the local community.

Any support you can offer through a donation would be very much appreciated. Donating through JustGiving is simple, fast and totally secure. Your details are safe with JustGiving – they’ll never sell them on or send unwanted emails. Once you donate, they’ll send your money directly to the charity. 

We’ll be sharing progress updates along the way. Wish us luck.

If you can, please donate here.

Bridging Loan to Revitalise Blackpool Property

HFBS has approved a swift bridging loan of £30,000 to help a property owner complete the refurbishment of a semi-detached house in Blackpool. 

Originally purchased three years ago and divided into four flats, the property has seen significant transformation—three of its flats are either already renovated or nearing readiness for letting, while the fourth remains in a derelict state.

The owner, who has personally renovated one flat for her own occupation, has been steadily working on the other units over recent years. With two of the additional flats almost ready to be let out, the remaining under-renovation space was beginning to detract from the overall appeal of the property during tenant viewings. Needing to ensure the entire building met a uniform high standard, she turned to HFBS for a timely cash injection.

The approved loan, secured as a first charge on the freehold block, was offered at an attractive rate of 1.69% over a 12‑month term. Notably, HFBS streamlined the process by forgoing the need for a full valuation, instead basing the decision on the original purchase price and a physical inspection at the time of signing. This approach allowed the funding to be provided within just 24 hours, ensuring that work on the final flat could commence without delay.

With this strategic financing in place, the owner’s plan is to continue occupying one flat while letting out the remaining three. A remortgage is already on the horizon, aimed at clearing the bridging loan account as soon as possible. This development not only boosts the property’s market appeal but also underscores HFBS’s commitment to supporting innovative property renovation projects that rejuvenate local communities.

Dan Yendall-Collings, Senior Underwriter at HFBS said: “We are proud to offer flexible and prompt financing solutions that empower property owners to realise their vision. This bridging loan is a testament to our dedication in supporting these efforts.”

HFBS Delivers Swift Bridging Loan to Support Investor’s Stress-Free Retirement

Holme Finance Bridging Solutions (HFBS) has once again demonstrated its fast, flexible, and common-sense approach to lending, advancing a £20,000 bridging loan in record time—without the need for a valuation.

The client, an experienced investor, had a vacant investment property on the market for £320,000, with just £150,000 outstanding on the first mortgage. However, with cash flow tightening ahead of the sale, they needed a short-term funding boost to bridge the gap until completion.

Rather than facing lengthy delays with mainstream lenders, HFBS stepped in with a swift and tailored solution. Dan Yendall-Collings, Senior Underwriter at HFBS said: “We understand that traditional lenders often overcomplicate short-term borrowing, especially, as in this case, if there is evidence of a shaky credit history. However, we always take a pragmatic approach. If the deal makes sense, we make it happen—fast!” 

HFBS were able to advance a net loan of £20,000 at competitive rate of 1.95% over 12 months without the need for a valuation. The proceeds from the property sale will clear the outstanding debts and assist the client to transition into a stress-free retirement.