When a landlord needed urgent funding to upgrade their rental property portfolio, Holme Finance Bridging Solutions (HFBS) stepped in to deliver a seamless, stress-free solution – all against a ticking clock.
The client required £30,000 to carry out renovations on a recently vacated property. With tradespeople already booked and work scheduled to start, funds needed to be in place before the client left for a two-week holiday on Friday 29th.
HFBS moved quickly. The landlord offered one of their properties as security, which had recently been valued for a remortgage. While this valuation was not originally intended for HFBS lending purposes, the in-house underwriting team reviewed the mortgage offer and supporting valuation report. Satisfied that the figures aligned with expectations, HFBS advanced the loan without requiring a new valuation – saving the client time, cost, and hassle.
The speed of the process was equally impressive:
-Wednesday 27th HFBS issued the offer pack.
-Thursday 28th documents were hand-delivered and signed in London by an HFBS representative.
-Friday 29th final checks were completed, including a security call with the client while they were at the airport. The funds were released that very day.
The client received £30,000 at 1.59% per month with zero upfront valuation fees and a turnaround measured in just days, not weeks.
Dan Yendall-Collings Director at HFBS said: “This case shows the power of our flexible, common-sense approach. By working with the information already available and acting quickly, we were able to get the client the funds they needed without delay. Even with the challenge of a holiday deadline, everything was completed smoothly and on time.”
Once again, HFBS has demonstrated why brokers trust them for fast, personal, and pragmatic bridging solutions.